Hello, my name is Wahab Amusa. I am an insurance agent in Arlington,Texas with over 10 years of insurance sales experience. I became an insurance agent because I am passionate about helping people in the community. I believe it is my responsibility as an insurance agent to guide each of my customers through their questions and provide the products and knowledge that can serve them best.
A few of the areas I am licensed in include:
– Property and casualty insurance
– Life insurance
– Health insurance
Liability auto insurance is required under Arizona law, but liability will only cover bodily injury to others and property damage to other people’s property, not your own. In order to cover yourself completely there are other insurance coverage types available. They include Comprehensive, Collision and Uninsured & Underinsured Motorist insurance.
There are many discounts available for auto insurance. Most insurance carriers will offer discounts for good driving and accident records, as well as good student discounts, anti-lock brakes and anti-theft system discounts, home and auto bundling discounts, passive restraint discounts, and many more. As independent insurance agents, we can also compare policies and carriers to make sure you are paying the lowest premium for the coverage you need.
Yes, gender and age both affect premium rates. Rates are determined using statistical driving data that is put into an algorithm so that an insurance carrier can evaluate risk. It has been shown that male drivers and young drivers are generally involved in more accidents. As result, these drivers will pay higher premiums.