Services Offered


Home Insurance

Our experts will help you comfortably cover your home-sweet-home.


Auto Insurance

Get comprehensive, collision, liability coverage for your personal vehicle, provided by our top insurance experts.

Renters Insurance

You’re a tenant that wants to protect your belongings? We’ve got you (and them) covered.

Motorcycle Insurance

Get coverage that suits your chopper and your budget.

Umbrella Insurance

Get coverage that is best for your needs.


General Liability

Protect your business with the best general liability insurance.

Business Owners Policy

Get coverage that is targeted to your business requirements.

Commercial Auto

Business vehicles have specific insurance needs. We’ll make sure you are covered.

Commercial Property

Protect your business with the best commercial property insurance.

Commercial Umbrella

Protect your business with best commercial umbrella insurance.

About Joe Patneaude

Joe Patneaude, Owner of The Patneaude Agency, has been helping individuals, families, and businesses protect their future and financial goals for over 20 years.

“I have always had a passion for helping others by understanding everyone’s ‘why’ factor. In recent years, the online ‘one-size-fits-all’ trend has left many people and businesses at risk with unanswered questions because specific needs are not addressed. I believe each individual is unique, and their protection should be as customized as their needs, goals, and lifestyle.”

When he’s not in the office, Joe focuses on spending time with his husband, his dogs, riding his motorcycle, and volunteering with various organizations throughout the Tampa Bay area.

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What Others have to say about Me...


The most courteous and helpful customer service I have experienced across numerous industries. Went above and beyond to reassure me and exceeded expectations. I am truly a satisfied customer.”

North Carolina

The team is outstanding! Real Renegades of Insurance!”

New York

I was blown away by how much I saved and how easy it was. I really hate pushy salesmen, but Renegade provided a real advisor to help answer all my questions. I’m recommending Renegade to everyone.”

Frequently asked questions

  • Working Days

  • Can I stop by the office?

    To protect the privacy of our clients, we do require an appointment to visit the office. This allows us to speak freely with each client and give you the personal attention you deserve.

  • I didn’t see the type of insurance I need listed. Can you help?

    We offer many types of insurance for personal and commercial needs. This site lists the most common coverages, but we do have several additional solutions available. Please contact us to determine the best coverage options to meet your needs.

  • I’m buying a new home. Can you help my mortgage professional and I?

    Yes, we are happy to work with you and your mortgage professional to make your home purchase as efficient as possible.

  • I own a business and need multiple coverages. Where do I start?

    Business needs are unique and may require multiple coverages based on ownership structure, industry, assets, employees, and much more. Be sure to schedule time with us that we can review the details of your business and industry to evaluate your risks and find the coverage options available to you.

  • What communities and groups do I support?

    I am a proud supporter of several groups throughout Tampa Bay and the state of Florida. I am passionate about supporting under-served demographics in the community including Veterans, Seniors, Motorcyclists’ Rights, and the LGBTQ+ communities.

  • Do you offer additional services beyond insurance?

    I’m happy to be a resource for additional services. I take pride in being able to discuss your financial future, and in building a network of trusted professionals to assist you in any area of life. Feel free to bring any questions you have about investments, planning, real estate, estate planning, and more so that I can help you find the right solutions and professionals to meet your needs.

  • Any Awards or Clubs you are part of?

    I am a part of American Motorcyclist Association, Riders of Kawasaki, Stonewall Knights Motorcycle Club, Florida Motorcycle Club, Better Living for Seniors Pinellas, Florida Frontier Club