Our experts will help you comfortably cover your home-sweet-home.
Comprehensive, collision, liability—whatever your vehicle needs, we’ll make sure you get it.
You’re a tenant that wants to protect your belongings? we’ve got you (and them) covered.
Get the best coverage quote to protect both your auto and home.
Get coverage that is best for your needs.
Protect your business with the best general liability insurance.
Get coverage that is targeted to your business requirements.
Business vehicles have specific insurance needs. We’ll make sure you are covered.
Protect your business with the best commercial property insurance.
Protect your business with best commercial umbrella insurance.
“I was able to lower my home and auto by over $200 a month having Alex help me.”
“We had our home with one carrier and autos with another. We asked Alex to put everything under one company if possible. Not only was he able to help us accomplish that but also lower the rates for both as well. Thank you Alex”
“I was paying way to much for flood insurance than I was thinking. I asked Alex if he could shop around for new flood and life. With the money I saved on my flood insurance I was able to use the other part of the savings for my mortgage protection life insurance.”
It’s a combination of a lot of factors but the two biggest are reinsurance for wind and the legal climate in Florida.
Reinsurers have had several bad years in a row with catastrophic events such as hurricanes, wildfires, earthquakes, and unusual freezing events. Hopefully this is an aberration and reinsurance costs will return to normal over the next few years.
Florida has about 8% of the national market for homeowners insurance but about 80% of all the lawsuits filed nationwide against homeowners insurance companies are filed in Florida. The legislature has addressed these loopholes twice in the last few months and hopefully Florida can return to a more normal legal climate soon.