Amtrust
ASI
BHHC
Chubb
Dairyland
Encompass
Foremost
The-Hartford
nation-wide
Stillwater
Travelers
universal property
US_Assure-
Amtrust
ASI
BHHC
Chubb
Dairyland
Encompass
Foremost
The-Hartford
nation-wide
Stillwater
Travelers
universal property
US_Assure-

What Does an Independent Insurance Franchise Include?

An independent insurance franchise for agents, producers, and business owners ready to start an insurance agency.

Maximize Your Earnings

Invest in Your Growth

Franchise owners earn 80% on new business commissions and up to 80% on renewals so more of every policy stays with you.

Grow Faster, Much Faster

Full Back-Office Support

Renegade’s operations team handles customer service, bookkeeping, and marketing so you can focus entirely on growing your insurance agency franchise.

Create an Enduring Legacy

Build Recurring Revenue

Renewal commissions compound as your book grows. The longer you operate, the more your agency earns without additional client acquisition cost.

How Much Do Renegade Franchise Owners Earn?

High-Commission Insurance Franchise

Earn 80% on new business commissions and up to 80% on renewals.

Franchise Fee Starting at $25,000

Initial franchise fees start at $25,000 depending on your business type. Financing available for qualified candidates.

Technology Advantage

Franchise owners run on Salesforce with AI tools built for quoting, client tracking, and reporting.

Back-Office Team Included

Renegade handles customer service, bookkeeping, and marketing for franchise owners so you focus on sales, not operations.

Direct Carrier Access

Renegade holds direct appointments with regional and national carriers and MGAs across personal lines, commercial lines, and specialty products, giving franchise owners broad market access from day one.

Success-Right

Have an Existing Book of Business? No Problem

Leverage our support and expertise to scale your book with confidence.

How to Start an Insurance Agency Franchise with Renegade

1
Application

A Franchise Success Specialist contacts qualified applicants including licensed agents, captive agents exploring independence, and business professionals from real estate, mortgage, and financial services to walk through Renegade’s model, territory availability, and requirements.

2
Demo and Decision

Renegade provides a live demo of the Salesforce-powered platform and reviews the support structure, training program, and carrier access. The Franchise Disclosure Document is provided at this stage so you can review all terms before moving forward.

3
Onboarding, Training, and Launch

Onboarding includes a mandatory two-week training program using real leads. Most independent insurance agency franchises open within 60 to 180 days of signing, depending on licensing and local requirements.

Ready to Own an Independent Insurance Franchise?

2026 Global Recognition Award Winner

Honored for excellence, trust, and client-first impact.

Frequently Asked Questions

  • How do I get started?

    Fill out the application form on this page to connect with a Franchise Success Specialist. Whether you’re a licensed P&C agent looking to own an independent insurance agency, or a business professional from real estate, mortgage, or financial services exploring insurance franchise opportunities, our team will walk you through the model and confirm if you qualify.

  • What is the initial investment to become a Renegade franchise owner?

    Initial franchise fees start at $25,000 depending on your business type. A monthly support and technology fee applies after launch. Financing is available for qualified candidates. Additional startup costs may vary by state and are detailed in the Franchise Disclosure Document.

  • Does Renegade Insurance provide training?

    Yes. Renegade offers a mandatory two-week hands-on training program using real leads. Training covers the full sales process, carrier systems, and agency management. This is designed for both experienced agents transitioning out of captive carriers and professionals from outside insurance who want to own an insurance agency without starting from scratch.

  • Does Renegade Insurance offer financing?

    Yes. Financing options are available for qualified candidates. Our team works with you to structure an arrangement that fits your situation, whether you’re an established agent or a first-time business owner entering the insurance franchise opportunity.

  • How are Renegade franchise owners compensated?

    Renegade franchise owners earn 80% on new business personal lines commissions and up to 80% on renewals. Renegade pays agencies monthly based on carrier commissions received. For agents leaving captive carriers, this structure typically represents a significant increase over what a captive model pays.

  • How long does it take to open a Renegade Insurance agency?

    Most Renegade franchise locations open within 60 to 180 days of signing. Timeline depends on licensing, location setup, and local permit requirements in your state. For professionals already running a business in real estate, mortgage, or financial services, the onboarding process is designed to work alongside your existing operation during the transition.

  • Do I need to hire my own staff as a Renegade franchise owner?

    Yes. As a business owner, you hire your own staff. Renegade provides guidance to help you find the right talent. Many franchise owners, particularly those coming from outside the insurance industry, start lean and scale their team as the book grows.

  • What kind of support can I expect from Renegade Insurance?

    Renegade’s support includes hands-on training, post-launch guidance, regional expert sessions, marketing tools, and webinars. The back-office team handles customer service, bookkeeping, and marketing, so whether you’re a captive agent building your first independent book or a business professional owning an insurance agency for the first time, you’re not running operations alone.

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Disclaimer: The information provided here is for informational purposes only and does not constitute an offer to sell a franchise. The franchise offer can only be made through a Franchise Disclosure Document (FDD) that must be provided before any agreement is signed. Franchise offerings are subject to state-specific regulations, and no offer can be made to residents of states where the franchise is not registered or approved. We recommend consulting with legal counsel before making any decisions.