Add an In-House Insurance Agency to Your Business
Own an insurance agency and turn the clients you already have into recurring income.
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Keep up to 80% of your renewal commissions
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No insurance experience needed
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Full training and carrier access from the start
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Optional servicing support, offload what you want
Add Insurance to What You Already Sell
Real Estate Agents
Your buyers need home insurance the day they buy.
Mortgage Brokers and Loan Officers
Every loan you close needs a policy you could write.
Accountants and CPAs
A recurring add-on to the finances you already advise.
Financial Advisors
One more recurring line in every client's full plan.
Life and Health Producers
Add P&C to the book of clients you already write.
Franchise and Business Owners
A low-overhead business that pays on every renewal.
Right Now, You're Giving This Income Away
Every client you send to an insurance agent pays that agent for years. As a Renegade franchisee, you own the agency, and that income stays yours.
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Your Renegade Agency |
Refer it Out |
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What you earn
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Commission every year the policy renews
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One referral fee, once
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The relationship
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Stays yours
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Goes to another agent
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When deals slow down
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Renewals keep paying
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Income stops
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Their other policies
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Auto, umbrella, and more are yours to write
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The other agent writes them
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What you build
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An agency you can sell
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Nothing you own
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P&C Insurance Is a $1 Trillion Industry. Access It Through Your Client List.
What You Get with Renegade
Built for ambitious owners, with franchise economics that favor you.
No Experience Needed
Carrier Access from the Beginning
Keep up to 80% of Renewal Commissions
Growth Capital Behind You
Optional Servicing Support
Modern Technology
Ongoing Training and Support
What You Can Write
Home Insurance
Every home you help someone buy needs insurance.
Auto Insurance
The fastest cross-sell. Most home clients bundle.
Renters Insurance
Small premium, quick to bind and every renter needs one.
Flood Insurance
Required in flood zones. Write it with the home policy.
Umbrella Insurance
Extra liability on top of home and auto. An easy add.
And More
More personal lines you can offer clients.
Business Owner's Policy
Property and liability in one policy. The common first buy.
General Liability
Covers claims against the business. Almost every client needs it.
Workers' Compensation
Required once your client hires staff. Simple to place.
Additional Lines
More commercial coverage your clients need. Ask us what fits.
A Clear Path From Your First Call to Your Own Agency
Book a Discovery Call
We see if it's a fit.
Launch Your Agency
We set up carriers, technology, and your brand.
Sell to Your Relationships
Start with the clients you already have.
From People Who Started Where You Are
Earn More Money from the Clients You Already Have
If you’ve got the clients, you’ve got the hard part. Let’s talk.
Questions People Ask Us
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I've never worked in insurance. Can I actually do this?
Yes. We built this program for professionals coming from outside insurance, including realtors, mortgage brokers, CPAs, and financial advisors. Training is the core of what you get. We teach you carriers, products, appetite, quoting, and binding through structured onboarding, then keep coaching you well past launch. What you bring is the sales ability and the client relationships. We supply the rest.
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Do I need a license?
Yes, you need a property and casualty license in your state. You don’t need one to start the conversation with us. Most people study and pass the exam in 30 to 45 days, then onboarding begins.
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How do I actually make money?
You earn commission on every policy you write, and you earn again every year that policy renews. New business pays 80%. Renewals pay up to 80%. That renewal stream is the difference between a referral fee and a business.
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What does it cost to start?
The total initial investment is $25,000, plus working capital for your first several months. That covers your franchise fee, onboarding, technology setup, and carrier appointments. You also need enough runway to cover personal expenses while your book builds. We walk through the full number on the discovery call before you commit to anything.
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How long until I'm up and running?
Most new owners are quoting business within 30 to 60 days of signing. Licensing takes the longest if you don’t already hold a P&C license, usually 30 to 45 days of study and exam. Onboarding, carrier appointments, and technology setup run alongside that. If you’re already licensed, the timeline compresses.
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Can I keep my current business while I do this?
Yes. Most of our owners keep their existing practice running and add insurance alongside it. That’s the point of the model. Your current clients are the ones you’ll write first, so the two businesses feed each other rather than compete. How much time you put in is your call.
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Do I have to do the servicing myself?
No, servicing support by licensed agents is available if you want it. You choose how much you hand off. Some owners keep servicing in-house because they want the client contact. Others offload renewals, remarkets, and back-office work so they can spend their time selling. You decide, and you can change your mind as the agency grows.
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How is this different from just referring insurance out?
A referral pays you once. Owning the agency pays you every year the policy renews, and it gives you the client’s other policies too. When you refer a client out, that agent writes their auto, umbrella, and everything after. When you own the agency, you write all of it, and you own an asset you can sell later.